OnceBudget

Something broken, confusing, or missing? Email and a human (me) answers.

Please include

• What you did, what you expected, what happened instead
• Device and iOS/macOS version
• Screenshots if they help — but never send account numbers or anything sensitive

Contact: karolisvalatka0@gmail.com

Is it really pay once?

Yes. One purchase on the App Store. No subscription, no in-app purchases, no "pro" tier. Every feature and every future update is included. One purchase covers iPhone, iPad and Mac.

Does OnceBudget connect to my bank?

No, by design. You enter transactions yourself (or import files you exported). No bank credentials, no third-party aggregators, no server between you and your money data. Manual entry is the method: you feel every expense, which is the point of envelope budgeting.

How does the YNAB import work?

Export your budget from YNAB (web: Budget Settings → Export Budget, or YNAB4: File → Export), then pick the Register and Budget files inside OnceBudget's Import tab. Accounts, envelopes, full transaction history and monthly assignments come across. Parsing happens entirely on your device. Re-importing skips duplicates.

Where is my data stored?

In the app's database on your device, and — if you are signed in to iCloud — in your personal iCloud database so your iPhone and Mac stay in sync. I run no servers and cannot see your data even if I wanted to.

How do I back up or leave?

Your data lives on your device and in your iCloud, so device backups include it. An export feature for plain-file backups is on the roadmap — no lock-in is a promise, not a slogan.

How do credit cards work?

Spending on a card moves the money you had assigned into that card's payment envelope, so the cash to pay the bill is always set aside. Overspending resets the envelope next month and reduces what you can assign — honest math, YNAB4-style.

How do I delete everything?

Delete the app and its data goes with it. To clear iCloud copies too: Settings → your name → iCloud → Manage Account Storage → OnceBudget → Delete Data.

The short version: OnceBudget collects nothing. No analytics, no trackers, no ads, no accounts, no servers of mine. The App Store privacy label says "Data Not Collected" because that is literally true.

Route	What is used	Where it lives	Who can access it
Budget & transactions you enter	Amounts, names, dates you type	On your device	Only you
iCloud sync (optional)	The same data, encrypted in transit and at rest	Your personal iCloud database (Apple)	Only you, via your Apple account
YNAB/CSV import	Files you explicitly pick	Parsed on device, never uploaded	Only you
App purchase	Handled entirely by Apple	Apple's systems	Apple; I receive no personal data
Support email	Whatever you choose to write	My mailbox	Me, for answering you only

No bank access

OnceBudget never asks for, stores, or transmits bank credentials. There is no account-aggregation of any kind.

Children

OnceBudget is not directed at children and collects no data from anyone, children included.

Changes

If this policy ever changes, the new version appears here with a new effective date. It cannot get more private than "nothing is collected", so any change would only be clarifications.

Effective date: 2 August 2026

OnceBudget is sold under Apple's Standard EULA. These notes supplement it:

• What it is: a planning tool for money you enter yourself. It is not financial advice, not an accounting service, and not a substitute for professional advice.
• Your numbers, your responsibility: the app computes exactly what you enter; verify important figures before acting on them.
• Pricing: one-time purchase. No subscriptions, no in-app purchases. Future updates are included; features may evolve over time.
• iCloud: sync depends on Apple's iCloud service and your account; outages there are outside my control.
• Independence: OnceBudget is an independent app. YNAB is a trademark of its owner; import compatibility does not imply endorsement.
• Contact: karolisvalatka0@gmail.com